Your Guide to Prepaid Cell Phone Plans

Make Room in Your Budget for Family, Education & Fun!

Are you looking for which prepaid cell phone plans will save you a few hundred dollars more a year.  You can invest those savings in your family or yourself?

You've come to the right place.

I've compared the various companies by looking at what their plans cost, the areas they cover, and the phones they offer. So save time and money by taking advantage of what I've found out.

Why Choose a Prepaid Cell Phone Plan?

So you may be wondering:

  • Is it worth the hassle of switching?
  • Will you save enough?
  • Will you still be able to use your cell phone when you need to make a call, send a text or or check your favorite apps or web sites?

With the best plans, the answer is: Yes, yes and yes!

The Problem

We used to pay more than $50 a month per phone for a standard monthly cell phone contract. We got a few hundred daytime minutes, no roaming charges, and free nights (after 9 pm) and weekends. Text messages cost a little bit extra. It was a $40 plan, but the cost kept going up as you added the taxes and fees.

It was nothing fancy, and it still cost us more than $600 a year each.That was more than the yearly cost of ballet classes for a five-year-old.

ballet skirt

Nowadays, for most people, smartphones are a necessity. No-contract smartphones are available for less than $100 and can cost as little as $20 a month including data!

The solution

We initially chose our prepaid cell phones from Tracfone and combined them with an unlimited calling plan for our landline.

Now, most prepaid cell phone plans come with unlimited talk and text,

If you're looking for a cell phone for seniors you have options there as well.

What about airtime cards or other fees?

You may be worried about getting the airtime cards to refill your phone. Don't worry, you can get them online or in the store. Also, unlike prepaid calling cards or debit cards, you can bank on the fact that there are no outrageous fees for activating or using them.

In fact, the lack of hidden charges with most of these phones and plans is a big advantage.


You can get these phone and cards both online direct from the provider or from various places. Big box stores like Walmart and Target carry a pretty good selection.

Online, Amazon has good prices, and you can even find them on eBay though you have to be a little careful there. Sometimes the phone companies also arrange special deals on sites like the Home Shopping Network.

What matters

You can still do all the things you need to do with a cell phone such as:

  • Share your latest photos or status
  • Check on the babysitter
  • Find your friends in the shopping mall
  • Report back from that unexpected visit to the doctor
  • Juggle your errands
  • Get directions

And, (in this economy) you still have money in your budget for:

  • Paying the bills
  • Taking art and music classes
  • Working out at the fitness center
  • Making day trips to a local farm or winery
  • Going out with friends and family

So check out my reviews of the phones and plans. I go over the features and the yearly costs of each so you can decide.

Read on to find a prepaid cell phone plan that's right for you.

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